Insurance Services

 Final Expense Insurance

Final Expense Insurance offers crucial financial assistance to families by covering funeral and burial costs, typically ranging from $1,000 to $10,000. This insurance provides an affordable alternative to traditional life insurance without the need for a medical exam, and premiums remain consistent over time. Known also as burial or funeral insurance, it is a popular and practical choice for seniors seeking peace of mind. Make the smart decision for your family today.

Medicare Insurance

Since its inception in the 1960s, Medicare has served as a fee-for-service insurance program primarily aimed at seniors, offering comprehensive coverage through several key components. Part A provides coverage for inpatient hospital care, while Part B covers outpatient services. Part C, or Medicare Advantage, merges Parts A, B, and sometimes D, offering an integrated plan. Part D focuses on prescription drug coverage, and Medigap fills the coverage gaps in traditional Medicare. Although Medicare provides wide-ranging benefits, alternative plans through carriers like Medigap or Medicare Advantage might better align with your personal needs, offering additional support and potentially superior coverage.

Mutual of Omaha Children’s Whole Life Plan

Mutual of Omaha’s Children’s Whole Life Plan offers guaranteed lifelong coverage for kids ages 14 days to 17 years with locked-in level premiums that never increase, simplified underwriting (just three health questions, no medical exam), and benefit amounts from $5,000 to $50,000. The policy builds potential cash value over time—available for loans to help with education, emergencies, or milestones—and lets you designate beneficiaries to receive the death benefit. Coverage continues through adulthood regardless of future health or occupation, giving your child a secure financial foundation that lasts a lifetime.

Gerber Grow-Up®

Give your child or grandchild the Grow-Up® Plan for quality whole life insurance that locks in a low childhood premium and never increases, automatically doubles your initial coverage (for example, $50,000 becomes $100,000 at age 18) at no additional cost, and builds cash value over time that can be borrowed against for education, emergencies, or other milestones. Coverage continues through adulthood regardless of future health or occupation, and at any time your child can purchase additional protection at the standard adult rate—ensuring a lifetime of financial security—all for premiums that start at just pennies a day.